DENTON, Texas -- Maypearl, Texas is now a participating community in the National Flood Insurance Program (NFIP) and that means those living and working in the city can purchase flood insurance.

HARRISBURG, Pa. -- Federal assistance may be available to help Pennsylvania communities rebuild infrastructure to higher, more disaster-resistant standards and commonwealth officials are encouraging local governments to take advantage of that funding.

DENTON, Texas -- Rio Arriba County, New Mexico homeowners, business and residential renters, and business owners who do not have flood insurance are encouraged to buy coverage now to get the best possible premiums before new flood insurance rate maps go into effect.

PELHAM, Ala. -- Almost three weeks after tornadoes struck Alabama, more than $571,000 in state and federal aid has been approved to help those affected by the storms.

AUSTIN, Texas -- Five months since a Sept. 9 major disaster declaration for the Texas wildfires, assistance to survivors and affected communities has topped$39 million , recovery officials said Monday. Of the total, more than $13.8 million is in state and Federal Emergency Management Agency (FEMA) recovery grants for Texans and their families.

Windsor, Conn. -- While flood insurance is not mandatory for homeowners outside of a high-risk area, anyone can be financially vulnerable to floods. People outside of high-risk areas file more than 25% of NFIP claims and receive one-third of disaster assistance for flooding. Residential and commercial property owners who are not located in high-risk areas should ask their agents if they are eligible for the Preferred Risk Policy, which provides affordable flood insurance protection, starting as low as $129 a year.

Windsor, Conn. -- While flood insurance is not mandatory for homeowners outside of a high-risk area, anyone can be financially vulnerable to floods. People outside of high-risk areas file more than 25% of NFIP claims and receive one-third of disaster assistance for flooding. Residential and commercial property owners who are not located in high-risk areas should ask their agents if they are eligible for the Preferred Risk Policy, which provides affordable flood insurance protection, starting as low as $129 a year.

Windsor, Conn. -- In 1968, Congress created the National Flood Insurance Program (NFIP) to enable property owners to protect themselves against flood losses. The NFIP offers flood insurance to homeowners, renters, and business owners if their community participates in the NFIP. Participating communities agree to adopt and enforce ordinances that meet or exceed FEMA requirements to reduce the risk of flooding. Today, more than 20,000 communities participate in the NFIP nationwide.

Windsor, Conn. -- Federal Emergency Management Agency officials are clearing up some misconceptions about the National Flood Insurance Program (NFIP), which offers federally-backed flood insurance to property owners and renters in communities that participate in the program.

Following is a summary of key federal disaster aid programs that can be made available as needed and warranted under President Obama's major disaster declaration issued for the commonwealth of Massachusetts.